Why use a Mortgage Broker

It does not cost more to use the services of a mortgage broker.

Mortgage Brokers provide an extremely important service in the field of finance, including the loan origination, working face to face with the borrower, pre-qualifying the loan, verifying the credit and property aspects of the loan and making sure that you, the borrower, are protected in all areas of the loan.

The Mortgage Broker then presents the loan to the Mortgage Lender for funding. As well as providing this valuable service, A-1 Mortgage, Inc. provides a competitive rate. We are not motivated to try to sell you a loan that you don’t want.

As a mortgage broker, we represent the borrower

Lenders from all over the country send us daily rate quotes on their particular loan programs. However, many loan programs may not fit the particular needs of the borrower. That’s why working closely with you, we are able to seek out the loan program that truly not the lender’s.

As a Mortgage Broker, we understand the needs and desires of the community we live in. For us, nothing is more important than making sure you get the best loan, that fits your specific needs, in today’s fast changing market.

The Mortgage Broker is committed to customer satisfaction

We know that for us, one of the most important considerations with any loan is simply to stay in constant touch with you. We also know the importance of getting the job done in a timely manner.

We pride ourselves in the number referrals sent to us by satisfied borrowers and we are committed to earning the respect and confidence of every single customer.

Since real estate tends to represent the single largest investment most of us ever make, it is vital to secure the best financing available. Every borrower has different needs, every property is unique, and every lender has its own rules and programs.

The difficulty for most people in shopping their own loan is that they don’t know all the right questions to ask. Adding to that difficulty is the fact that most lenders have only two or three programs to offer. So their job is to sell you what they have, rather than find the program that fulfills your needs.

We, on the other hand, can tailor the loan program to fit your needs, based upon many factors: your current income, your~ expectation of future earnings, and how long you plan to own the property. Since we broker through many different lenders, regional and national, we have access to’ many programs.