Getting Started-collect info

What To Bring When You Apply

Lenders require certain information to process your loan application. To save time, have the following items ready:

Names in which title is to be held and social security numbers.
Names and address of landlord or lender- past two years.
Name and address of employer- past two years.
Pay stubs for the past 30-day period.
If self-employed, Federal tax returns for the past two years.
Names and addresses of your banks, including account numbers, balances and recent statements.
A list of other assets (cars, cash value of life insurance, etc.)
If you are using income from child support and alimony to qualify, copies of court decrees.
List of creditors for loans and credit cards, including names, addresses, account numbers and balances.
Copy of sales contract, address and legal description of the property.
Documentation of the source of funds for the down payment and closing costs.
VA loans- your certificate of eligibility or DD214.